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Buyer Guide

The 25 Most Common Home Inspection Findings

Before you read your inspection report, know what to expect. These are the findings that appear on the majority of home inspections — grouped by category with severity ratings and repair cost ranges.

Severity Rating Key
Safety
Immediate hazard to occupants
Significant
Major system or structural concern
Maintenance
Deferred upkeep, normal for age
Cosmetic
Appearance only, no structural impact

Roofing

#1
Roof at or near end of useful life
Significant
Typical repair: $8,000 – $20,000

Asphalt shingles last 20 to 25 years. An inspector noting significant wear, granule loss, or curling shingles means replacement is coming. Get a roofer's opinion on remaining life.

#2
Improper roof flashing
Significant
Typical repair: $200 – $2,000

Flashing seals roof-to-wall and roof-to-chimney transitions. Missing or improperly installed flashing is a primary source of leaks. Often visible but easily overlooked by untrained eyes.

#3
Missing or damaged gutters
Maintenance
Typical repair: $300 – $1,500

Gutters direct water away from the foundation. Missing sections or gutters pulling away from the fascia need repair before they contribute to drainage problems.

Electrical

#4
Missing GFCI outlets near water sources
Safety
Typical repair: $150 – $500

GFCI protection prevents electrocution near sinks, tubs, and exterior locations. Required by code since the 1970s (gradually phased in). Missing GFCI protection is the single most common inspection finding nationwide.

#5
Double-tapped breakers
Safety
Typical repair: $150 – $400

Two wires connected to a single breaker that is only rated for one. Creates overheating risk. Common in panels that have been expanded over the years without proper capacity upgrades.

#6
Outdated electrical panel
Significant
Typical repair: $2,500 – $5,000

Panels from certain manufacturers — Federal Pacific, Zinsco, and Pushmatic — have documented safety issues. Even if currently functioning, many insurers refuse to write policies on homes with these panels.

#7
Ungrounded outlets
Safety
Typical repair: $300 – $2,000

Ungrounded two-prong outlets in a home where three-prong are expected. Protects against shock. Common in homes built before the 1960s.

Plumbing

#8
Water heater past expected life
Maintenance
Typical repair: $800 – $1,500

Standard tank water heaters last 8 to 12 years. An inspector will note the age from the serial number. A unit over 10 years old may need replacement soon even if currently working.

#9
Slow or improper drainage
Maintenance
Typical repair: $100 – $3,000+

Slow drains indicate partial blockage or improper slope. Usually a minor fix, but can signal deeper issues in the main sewer line, which warrants a separate sewer scope inspection.

#10
Polybutylene piping
Significant
Typical repair: $4,000 – $15,000

Gray plastic pipes installed from the 1970s through mid-1990s. Known to fail without warning. If found throughout the house, full repipe is typically recommended.

#11
Water pressure out of range
Maintenance
Typical repair: $150 – $500

Healthy water pressure falls between 40 and 80 psi. High pressure stresses fixtures and supply lines. Low pressure signals supply or pressure regulator issues. Both are correctable.

HVAC

#12
HVAC system at end of useful life
Significant
Typical repair: $5,000 – $12,000

Central HVAC systems last 15 to 20 years. Inspectors document age and condition. A system past 15 years that shows signs of wear is a financial risk that should be factored into your offer.

#13
Furnace heat exchanger cracked
Safety
Typical repair: $1,500 – $4,000

A cracked heat exchanger can allow carbon monoxide to enter living spaces. This is a serious finding that requires immediate evaluation by an HVAC technician. Do not dismiss it.

#14
Ductwork issues
Maintenance
Typical repair: $300 – $2,000

Disconnected, poorly sealed, or uninsulated ducts in unconditioned spaces waste energy and reduce system efficiency. Common in older homes where ductwork has been modified over decades.

Structural and Exterior

#15
Improper grading and drainage
Significant
Typical repair: $500 – $3,000

Soil that slopes toward the foundation directs rainwater to the base of the house. One of the most common findings and one of the most impactful if left unaddressed. Re-grading is relatively inexpensive.

#16
Foundation cracks
Cosmetic to Significant
Typical repair: $500 – $15,000+

Hairline vertical cracks are typically normal settling. Horizontal cracks, stair-step cracks in brick, or cracks wider than 1/4 inch warrant evaluation by a structural engineer before purchase.

#17
Wood rot at siding or trim
Maintenance
Typical repair: $300 – $3,000

Rotted wood at the base of siding, window trim, or fascia boards. Often cosmetically painted over. Inspectors probe with a screwdriver. Left unaddressed, rot spreads to structural framing.

#18
Deck in poor condition
Safety to Maintenance
Typical repair: $500 – $5,000

Missing ledger bolts, rotted decking, improper railing height or spacing, and deteriorated structural posts are all common deck findings. Structural deck failures cause serious injuries.

Interior and Attic

#19
Insufficient attic insulation
Maintenance
Typical repair: $1,000 – $3,000

Most attics need R-38 to R-60 of insulation depending on climate zone. Under-insulated attics drive up heating and cooling costs significantly. Adding insulation has a clear ROI.

#20
Attic ventilation problems
Maintenance
Typical repair: $300 – $1,500

Poor attic ventilation leads to moisture buildup in winter and excessive heat in summer. Can cause premature roof deck deterioration and mold growth. Often remedied by adding ridge or soffit vents.

#21
Evidence of moisture or past water intrusion
Significant
Typical repair: $500 – $10,000+

Water stains on ceilings, subfloor damage, or moisture readings in walls. The inspector will note whether it appears active or historical. Either warrants investigation of the source before closing.

#22
Windows with failed seals
Cosmetic
Typical repair: $150 – $400 per window

Fogging or condensation between double-pane glass indicates a failed seal. The window still functions but loses its insulating value. Replacement can be done over time.

#23
Missing or improper bathroom exhaust ventilation
Maintenance
Typical repair: $150 – $400

Bathroom fans venting into the attic (instead of to the exterior) deposit moisture where it can cause mold and rot the roof deck. Common in homes where fans were added without proper ducting.

#24
Smoke or carbon monoxide detector deficiencies
Safety
Typical repair: $30 – $100

Missing detectors, detectors in wrong locations, or detectors that are past their 10-year replacement date. The least expensive safety finding on any inspection report.

#25
Trip hazards and stair deficiencies
Safety
Typical repair: $200 – $1,000

Missing handrails, improper stair riser height, uneven walkways. Simple to correct but frequently flagged because they represent immediate injury risk.

Frequently Asked Questions

What is the most common home inspection finding?

Improper grading and drainage is among the most frequently cited findings in home inspections. When soil slopes toward the foundation, water accumulates against the foundation wall, causing moisture intrusion over time. It is inexpensive to correct but commonly overlooked by homeowners.

Are all home inspection findings serious?

No. Most findings fall into the cosmetic or maintenance category and are expected on any lived-in home. Serious findings involve safety hazards or major system failures. Inspectors are required to document everything, which is why reports often look alarming even on solid homes.

What electrical issue is most commonly found in older homes?

Missing or non-functional GFCI outlets are the most common electrical finding. GFCI (ground fault circuit interrupter) protection is required by modern code near water sources: kitchens, bathrooms, garages, and exterior outlets. In homes built before the mid-1990s, this protection is frequently absent.

What structural finding should concern a buyer most?

Horizontal foundation cracks are the most serious structural finding. Unlike vertical hairline cracks (which are common settling), horizontal cracks indicate lateral soil pressure and potential foundation failure. This warrants evaluation by a structural engineer before proceeding with the purchase.

Can you buy a house with inspection findings?

Yes. Almost every house has inspection findings. The vast majority of home purchases proceed even after a long inspection report. The findings inform your negotiation — repairs, price reductions, or credits — rather than automatically ending the deal.

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